AI is a genuinely useful assistant and a genuinely noisy market — every week there is a new tool, a bigger claim and another subscription. These tools keep you in charge: they compare what AI really costs, work out whether the free tier covers you, estimate the minutes a task actually saves, check what you should never paste into a prompt, practise spotting a deepfake, and walk you through using AI honestly at work, at study and at home — with the limits said out loud. No hype, no doom, no magic words: just the maths, the habits and the human. The full detailed report costs less than a coffee: $2.95.

Every prompt you type into a shared AI tool is data leaving your device, and the settings pages describe — but never fully control — where it goes. This guide sets one working rule that cuts through the fine print: paste only what you would be comfortable seeing quoted back to you in public. From that rule comes the short never-paste list — passwords and recovery codes, full bank and card numbers, government ID numbers, health records, and anything covered by work confidentiality — and the redaction skill that keeps questions useful without the identifying details. It also covers the policy layer people forget: employer and school rules often forbid certain content in AI tools entirely, and those policies outrank convenience. The safest data is the data that never left your device.
A practical check of what should never go into an AI prompt — the data classes to keep out, what happens to what you paste, and the safe way to get help with sensitive material.
Under most consumer terms, your prompts can be used to train models and can be reviewed by provider staff. Turning off training in settings is real and worth doing, but it is a policy promise, not a technical guarantee — which is why the working rule is about what you paste, not just where you paste it.
Redact first: swap real names, exact salaries and identifying details for placeholders that keep the question intact. 'My manager earns about 90k and I suspect I am underpaid' needs no names to be answerable. For genuinely sensitive material, use a tool with a privacy promise you have read, or keep the work fully offline.
Yes — policies outrank convenience. Employer and institutional rules often forbid putting client data, personal information or assessed work into consumer AI tools, and those rules apply even to drafts. Check the policy before you paste; 'it was just a draft' is not a defence.
Every tool answers instantly from our own knowledge and calculators — no AI wait, no account. Honest maths and plain-language guidance, always educational and never a substitute for professional advice: AI tools change fast and vary by provider, so each answer tells you what is generally true, what to verify yourself, and what your next step should be — never hype, never doom, never a promise that a bot will fix everything. AI output can be wrong, biased or invented, so the habits here (verify, protect your data, keep a human in the loop) matter more than any model. Results are estimates and next-step aids, not professional opinions, and nothing you type is stored. Want the deeper, personalised version? Each has a $2.95 full report.